Create a Roblox UGC black streetwear scarf neck accessory worn around the neck, with two straight, short-to-medium front panels hanging evenly down the chest. The scarf should be made of matte fabric with a soft cloth texture, no gloss, no shine, and no reflective or plastic material. Use a flat, low-specular surface similar to cotton or fleece, with subtle fabric folds and thickness suitable for Roblox UGC.